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Serving Windsor to Toronto & All Southwestern Ontario

Mortgage Broker Lic.#10675

Get Your Free Personalized Mortgage Rate Quote! 3 Easy Steps. Compare Rates, Terms & Options
  • Program Advantages
  • Rates & Affordability Chart
  • Why Choose Unimor?

Advantages of Unimor’s Mortgage Pre approval Program:

More Choices: A Unimor Capital pre qualified mortgage can open doors to homes & neighbourhoods you didn’t realize you could afford.

Save Money: Very competitive mortgage rates. Get access to Ontario first time home buyer programs such as:

Save Time: Your realtor only shows you properties that are within a target price range saving both of you time and money in the house hunting process.

More Confidence: A Unimor free pre qualified mortgage gives you an advantage over other buyers as sellers are more likely to accept an offer from a serious buyer who has been pre qualified.

We Make The Process Easy: We’re by your side every step of the way, from helping you understand your options and what to anticipate during the mortgage pre approval process, and all the way through finalizing the mortgage paperwork and the purchase of your home.

Rate Lock Guarantee: We protect you from interest rate increases – guaranteed. When you are pre qualified for a new fixed rate mortgage, we’ll honour the quoted rate for up to 120 days even if rates go up during that period. If rates go down between your pre approval date and the expiry date of the rate commitment period, you’ll automatically get the lowest rate in effect for the term you selected.

Pre-Qualified, Pre-Approved…What’s the Difference?
When you’re pre-qualified for a mortgage, a lender has simply given you a good idea of how much you may be able to finance to buy your home. However, with a pre-approval a lender has made an actual commitment (subject to conditions such as a property valuation) to loan you money. Learn More

A Unimor Capital free pre qualified mortgage is the sensible approach to buying a home. Discover which financing options are best for you from a FSCO accredited mortgage brokerage. The process is easy. Simply request an online quote or call our office toll free (866) 842-4711.

How much can you afford? Simple. Refer to the chart below.

INCOME, HOME PRICE AND DOWN PAYMENT GUIDE
HOUSEHOLD INCOME 5% DOWN PAYMENT MAXIMUM HOME PRICE
$25,000 $5,000 $100,000
$30,000 $6,250 $125,000
$35,000 $7,250 $145,000
$40,000 $8,500 $170,000
$45,000 $9,750 $195,000
$50,000 $11,000 $220,000
$60,000 $13,000 $260,000
$70,000 $15,000 $300,000
$80,000 $17,500 $350,000
$90,000 $19,500 $390,000
$100,000 $22,000 $440,000

Use this chart to gain a better idea of the maximum home price you should be considering. Chart utilizes a mortgage interest rate of 3.2%, average tax and heating costs in Canada, and amortization period of 25 years. *Rounded to the nearest $100. Please note, this chart is for illustration purposes only. Your situation and rate may be different.

No Hidden Fees or Commitment to Worry About
Unlike many other Ontario mortgage companies you won’t find any fees secretly buried in your mortgage loan. We believe in full transparency and disclosure throughout the entire process. We want you to feel completely confident about your choices. At Unimor there is no commitment, obligation, or cost for a mortgage quote. Our role is to provide you with details about rates, terms, related costs, and the best possible advice for your situation, but ultimately YOU decide if you are comfortable accepting a lenders offer. If you choose to not move forward, there is no cost to you whatsoever.

Access To Surprisingly Low Interest Rates
Millions of dollars in in mortgage loans have been processed through Unimor Capital. Why is this important? Because it is this volume that helps ensure our lenders offer you some of the most competitive mortgage rates on the market! Think of it as buying in bulk – the more we buy, the more you save.

An Array of mortgage Lending Options
When you request a personalized mortgage quote, we immediately screen rates and promotions of dozens of different lending partners, including chartered banks, trust companies, credit unions, non traditional lenders, or private lenders, to find you the lowest interest rate for your situation. With dozens of lending products at your disposal, we’re confident we can provide you with a mortgage quote you will smile about.

Quick Close
According to many past clients we close our mortgage loans in half the time as other brokerages they’ve worked with. We work tirelessly to make sure you get the best possible quote and your loan closed in as short a time as possible!

Experience:
With thousands of clients and over 500 million financed since 1980, Unimor has the experience to get you approved at the lowest rate for your situation. You can feel confident knowing we will handle every detail of your loan efficiently from start to close.

Ongoing Communication:
We keep you informed and feeling comfortable about the details every step of the way!

Convenience
Finding the right mortgage loan can be stressful. From the time you request your free mortgage quote, to the day you close on your loan, we make the entire process as convenient, easy, and as low stress as possible. Bottom line, we know you’re busy, so we cut the red tape out as much as possible.

Ontario Wide Service
Pre qualified mortgage online or at our office. For clients at a distance, we’ve streamlined the entire mortgage application process. Through phone, fax, and email, all paperwork is efficiently and securely handled in minimal time.

Trusted Experts in What We Do
For years we’ve been helping people like you find the perfect mortgage loans. We are proud members of IMBA – (Independent Mortgage Brokers Association of Ontario), which sets the “gold standard” in ethics and knowledge of its associates. We are also a member of good standing with the Better Business Bureau. More about Unimor

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. Please consult us first before making any decisions. Although we make every effort to ensure accurate mortgage interest rates on Mortgage Approval Help.ca, rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. Cash back mortgage Ontario residents only. Unimor Capital is a Windsor mortgage broker.