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  • Investment Mortgage Types
  • Why Finance With Unimor

Investment and Rental Property Mortgage up to 80% LTV

Residential Investment Mortgages for:

  • Single Family Rental
  • Duplex Rental
  • Triplex Rental
  • Fourplex Rental
  • Cottages
  • Vacant Land
  • Second Home
  • Small Farms
  • Other Investment Properties

Fixed Rate Residential Investment Mortgage:
Provides a secure interest rate that stays the same for the entire length of your mortgage term.

What is it? Property requirements are set by each lender and offer a constant rate and payment amount which helps investors better manage budgets over the long term. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.

Who is it for? Investors who may not be comfortable with rate fluctuations and looking for flexible prepayment options, a fixed rate residential investment mortgage through Unimor may be right for you.


Variable Rate Residential Investment Mortgages:
A popular mortgage for rental property and investments. The past 30 years indicate that purchasing with a variable rate mortgage is still a better option than a fixed rate more than 80% of the time.

What is it? A variable-rate mortgage interest rate may periodically adjust based on prime lending rate. This adjustment can affect the cost of borrowing (increase or decrease) on your loan. Long-term, variable rates have proven to be the least expensive. Mortgages can be converted to a 5, 7 or 10-year fixed rate term at any time free of charge, so when rates begin to rise, you can lock in. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.

Who is it for? Investors who are comfortable with rate fluctuations with the opportunity to lock in a desired rate without a charge.

Compare historical savings between fixed and variable rate.


25 Year Residential Investment Mortgages:

A longer amortization offers the longest amount of time to completely pay off a mortgage. The main benefit is a smaller monthly mortgage payment than with a shorter amortization.

Why consider it? Ideal if your goal is a lower monthly payment. A Unimor 25 year residential mortgage can be what you are looking for. Take longer to payoff your mortgage and bring down your monthly payment, we can help you decide if a 25 year, or more, amortization loan makes sense for you. Most lenders require a minimum down payment of 20% on 1-4 unit rentals.


Open and Closed Purchase Loans:
An open purchase loan is designed for those who are looking to payoff their mortgage sooner without penalties with a low rate, within lender`s guidelines. Opposite an open mortgage is a closed mortgage loan, which is designed for those who are happy to pay a set payment over the term of the loan and in turn receive an even lower rate then an open purchase loan.

Not sure which mortgage is right for you? We are here to help. Request your free quote today, or call us toll free.

Start your mortgage search with a trusted company. Member: BBB, IMBA, Trust Guard Verified.

Why Choose Unimor Capital to Finance Your Investment?

No Hidden Fees or Commitment to Worry About
Unlike many other mortgage companies you won’t find any fees secretly buried in your mortgage loan. We believe in full transparency and disclosure throughout the entire process. We want you to feel completely confident about your choices. At Unimor Capital Corporation there is no commitment, obligation, or cost for a mortgage quote. Our role is to provide you with details about rates, terms, related costs, and the best possible advice for your situation, but ultimately YOU decide if you are comfortable accepting a lender’s offer. If you choose to not move forward, there is no cost to you whatsoever.

Access To Surprisingly Low Interest Rates
As an investment property mortgage broker, hundreds of millions of dollars in mortgages have passed through Unimor Capital. Why is this important? Because it is this volume that helps ensure our lenders offer you some of the most competitive mortgage investment rates on the market! Think of it as buying in bulk – the more we buy, the more you save.

An Array of Investment Lending Options
When you request a personalized mortgage quote, we immediately screen rates and promotions of many different investment property mortgage Ontario lenders, including chartered banks, credit unions, trust companies, or private lenders, to find you the lowest interest rate for your situation. With dozens of lending products at your disposal, we’re confident we can provide you with a quote you will smile about.

Efficient Mortgage Closings
According to many past clients we close our mortgage loans in half the time as other brokerages they’ve worked with. We’re not just a 9 to 5 company. We work tirelessly to make sure you get the best possible quote and your loan closed in as short a time as possible! Even if it means working through the night to get your time sensitive deal closed. That is our unwavering commitment to you!

With thousands of clients and over 500 million financed since 1980, Unimor has the experience to get you approved at the lowest rate for your situation. WE’ll walk you through all investment property mortgage guidelines so you can feel confident throughout the process.

Ongoing Communication:
We keep you informed and feeling comfortable about the details every step of the way!

Finding the right mortgage loan can be stressful. From the time you request your free mortgage quote, to the day you close on your loan, we make the entire process as convenient, easy, and as low stress as possible. Bottom line, we know you’re busy, so we cut the red tape out as much as possible.

Ontario Wide Service
For clients at a distance, we’ve streamlined the entire mortgage application process. Through phone, fax, and email, all paperwork is efficiently and securely handled in minimal time.

Trusted Experts in What We Do
For years we’ve been helping people like you find the perfect mortgage investment loans. Unimor is member of IMBA – (Independent Mortgage Brokers Association of Ontario), which sets the “gold standard” in ethics and knowledge of its associates. We are also a member of good standing with the Better Business Bureau. More about Unimor

Request your free mortgage quote today.

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. Please consult us first before making any decisions. Although we make every effort to ensure accurate mortgage interest rates on Mortgage Approval, rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. Cash back mortgage Ontario residents only. Unimor Capital is a Windsor mortgage broker.