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Serving Windsor to Toronto & All Southwestern Ontario

Mortgage Broker Lic.#10675

Get Your Free Personalized Mortgage Rate Quote! 3 Easy Steps. Compare Rates, Terms & Options

6 Steps To Low Rates & a Smooth Loan Close

6 step processThere are plenty of companies offering mortgage products. Finding one is easy. But, finding a mortgage agent who is dedicated, trusted, and delivers a wide array of first-rate mortgage products to match your unique needs isn’t quite as easy.

Before you make any final decisions have a look at our unique 6 step process and service promise below. Bottom line: with over 30 years experience, we help you save time, money, and unnecessary frustration when shopping for a mortgage loan that frankly speaking other brokerages can’t match.

  • Our Unique 6 Step Process
  • Our Service Promise to You

Our Unique 6 Step Approach to Mortgages Saves You Money

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Choosing the right mortgage is a big decision. Proper planning is critical when considering your future goals. Our 6 step approach helps you successfully navigate through the decision making process saving you the most money possible.

  1. 1

    Review Qualification & Maximize Borrowing Power

      • We help you maximize what you are qualified to borrow. We factor in every available option. Nothing gets missed.


  2. Depending on your goals, we calculate lending ratios, cost savings scenarios, cash flow savings, interest savings, purchase options, and more.
  3. We create a strategic plan to maximize your borrowing power and get the lowest rate possible for your unique situation.


  5. 2

    Discuss Which Loan Options are Best for You

      • We find and match a lending product that truly fits your needs.


  6. We zero in and confirm the loan type best-suited for you


  8. 3

    Preparation for Lender Approach

      • We screen the most current rates and promotions one last time.


  9. With your permission, negotiate rates, terms, and options with lenders that best fit your goals.


  11. 4

    Final Loan Evaluation

      • Together we review all the details and lender costs involved in completing the mortgage.


  12. We assess which direction is most advantageous for you.
  13. We explain mortgage insurance, title insurance options and all details in plain English.
  14. You then decide if the loan is right for you. If you are happy with the mortgage details, we move forward with the loan. If not, there is absolutely no commitment, obligation, or cost to you.


  16. 5

    Secure Loan Approval

      • We then finalize the loan application and secure paperwork for final approval of the loan.


  17. We explain the role of all people involved in the closing of the loan.
  18. Plan for a convenient closing date.


  20. 6


      • Preparation of paperwork for a crucial part of the mortgage loan process. We provide you with the details of closing: who needs to be there, what documents to bring, and what documents to expect to sign – very important!


  21. Relax. You can feel good knowing your mortgage was done properly, you’ve save the most money possible, and it is in line with your future goals.


I hope you’ll give us the opportunity to prove it to you. Request your free no-obligation mortgage quote today.

No Hidden Fees

We promise to never hide any fees related to processing your mortgage. We believe in full transparency and disclosure throughout the entire process. We want you to feel completely confident about your choice. At Unimor there is no commitment, obligation, or cost for a mortgage quote. Our role is to clearly provide you with details about rates, terms, related costs, and the best possible advice for your situation, but ultimately YOU decide if you are comfortable accepting a lenders offer. If you choose to not move forward, there is no cost to you whatsoever. Read more about hidden fees…

Access to Low Interest Rates

We promise to offer competitive rates. Millions of dollars in in mortgage loans have been processed through Unimor Capital. Why is this important? Because it is this volume that helps ensure our lenders offer you some of the most competitive home mortgages on the market! Think of it as buying in bulk – the more we buy, the more you save. Our unwavering commitment is to find you the best mortgages lenders have to offer.

A Wide Selection of Lending Options

We promise to offer our clients a variety of lending options suitable for most mortgage situations. When you request a personalized mortgage quote, we immediately screen rates and promotions of dozens of different lending partners, including chartered banks, trust companies, credit unions, non traditional lenders, or private lenders, to find you the lowest interest rate for your situation. With dozens of lending products at your disposal, we’re confident we can provide you with a mortgage you will smile about.

We’re Quick

We promise to move as quickly as possible on your mortgage loan. According to many past clients we close our mortgages in half the time as other brokerages they’ve worked with. We don’t just work on mortgages from 9 to 5. We work tirelessly to make sure you get the best possible quote and your loan closed in as short a time as possible! Even if it means working through the night to get your time sensitive deal closed. That is our unwavering commitment to you!


We promise to share our experience and knowledge ethically. With thousands of clients and over 500 million financed since 1980, the Unimor team leverages over 100 years experience to get you approved at the lowest rate for your situation. You can feel confident knowing we will handle every detail efficiently from start to close of your mortgage loan.

Ongoing Communication:

We promise to keep you informed and feeling comfortable about the details of your mortgage loan every step of the way!


We promise to make the entire process as convenient as possible. Finding the right mortgage can be stressful. From the time you request your free mortgage quote, to the day you close on your loan, we make the entire process as convenient, easy, and as low stress as possible. To save time, we can close your loan via phone, fax and email. Bottom line, we know you’re busy, so we cut the red tape out as much as possible. For clients across Ontario, we’ve streamlined the entire mortgage application process. Through phone, fax, and email, all paperwork is efficiently and securely handled in minimal time.

In Your Best Interest – Always!

We promise to always work in your best interest. We want to earn your trust and eventually your referrals, and the only way to do that is to put our clients first! As an independent brokerage, we are not bound to any one lender. We work for you. The bottom line is we go beyond the expectations of our clients.

Trusted Experts in What We Do

For years we’ve been helping people like you find the perfect refinance loans. My team and I are members of IMBA – (Independent Mortgage Brokers Association of Ontario), which sets the “gold standard” in ethical standards and knowledge of its associates.
We are also a member of good standing with the Better Business Bureau. More about Connie Krohn

I hope you’ll give us the opportunity to prove it to you. Request your free no-obligation mortgage quote today.

The content provided on this website is presented or compiled for your convenience and is provided for informational purposes only. The information provided on this website should not be construed as offering legal, financial or other advice to be relied on by the reader to make or refrain from making any decision or to take any action. Please consult us first before making any decisions. Although we make every effort to ensure accurate mortgage interest rates on Mortgage Approval, rates are subject to change without notice at any time. Some rates may be subject to minimum credit score, loan amount and may only be available certain lending areas. Cash back mortgage Ontario residents only. Unimor Capital is a Windsor mortgage broker.