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Home Equity Assistance: 4 Safe Ways To Use Your Home’s Equity

Posted on September 26th, 2016 by admin

home equity assistance for couple

  Nearly 7 out of 10 Canadians own their homes. By taking out a Home Equity Line of Credit (HELOC), you can improve your cash flow for a variety of situations. However, in terms of your financial well-being, some reasons to use your home’s equity are safer than others. Here are 4 safe ways and 2 not-so-smart reasons | Read More »

Experts Claim Best Way to Pay Off Credit Card Debt Is …

Posted on January 26th, 2016 by admin

best ways to pay off credit card debt

Bill collecting courtesy calls early in the morning can be a rude awakening that ruins your day. You might have rushed to the telephone hoping to hear from a family member, but on the other end is your credit card company reminding you of your failure to pay your bill. This negative experience can be | Read More »

Debt Consolidation Mortgages: Consider These 6 Benefits

Posted on October 30th, 2015 by admin

debt consolidation mortgages life preserver

Are you struggling to repay loans that you agreed to years ago? Has a serious illness, car accident or job loss made it very difficult for you to repay your credit card, automobile, student or housing loan? Unfortunately, life does not always turn out how we had originally planned. Thankfully, you do have options. Debt | Read More »

Loan to Value Ratio Simplified: How to Make Your Numbers Count

Posted on May 8th, 2015 by admin

calculating loan to value ratio

Springtime is a time for new life, spring cleaning, and home equity loans.  If you’re like many Canadians, you may just now be realizing that you could use some household upgrades: new deck, a fresh coat of paint, and…the list goes on.  If funds are a bit tight, you might want to consider a home | Read More »

2 Smart Ways to Maximize Your Savings Through Home Mortgage Refinancing

Posted on April 6th, 2015 by Connie

piggy bank savings through mortgage refinancing

Today we’re going to look at a two ways home mortgage refinancing can help build-up your financial situation, now and in the future. More specifically how it can help: reduce your monthly mortgage payment; make it possible to fund a nest egg that you can tap into in the event of an emergency; provide you | Read More »

Refinancing Your Home is NOT a Smart Move – In These 2 Situations

Posted on March 21st, 2015 by admin

refinancing your home wrong choice

We’re fully committed to ensuring that you have the best possible advice when it comes to mortgages. Today we look at refinancing, more specifically when refinancing your home may NOT be a wise financial decision or in your best interest. Let’s take a closer look. Nearing Maturity. Situation 1:  Refinancing wouldn’t be your best choice | Read More »

Understanding the Difference Between Mortgage Refinance & Home Equity Loan

Posted on February 9th, 2015 by admin

questions between mortgage refi vs equity loan

For some, there is confusion between a mortgage refinance loan and a home-equity loan.  Quite a few homeowners use the terms interchangeably and often think they are the same.  While there are some similarities, there are also some major differences. In today’s post we take a quick look at both. A home-equity loan uses the | Read More »

How to Pay Off Your Mortgage Faster: 4 Shortcuts

Posted on February 1st, 2015 by admin

hot to pay off your mortgage faster nest egg

Dick Van Dyke said it best – “Once you get the kids raised and the mortgage paid off and accomplish what you wanted to do in life, there’s a great feeling of: ‘Hey, I’m free as a bird.” Generally speaking, Canadians are very good about repaying their mortgages and some are even paying them off | Read More »

Remortgaging Your House Soon? 5 Smart Steps to Take Now

Posted on December 15th, 2014 by admin

steps to remortgaging your house

Modern finance has enabled Canadian homeowners to find just the right financial package for their circumstances. The variety of loan options out there benefit most people who want to 1) purchase a home, 2) renovate and 3) increase their wealth. If you are remortgaging (renewing) your house soon, here are 5 smart steps to take | Read More »

Equity Financing: 5 Times You Shouldn’t Use Your Home’s Equity

Posted on December 8th, 2014 by admin

options for equity financing

Home equity financing allows you to take a loan out on the equity (amount paid into your house already.) While everyone could use a little extra cash in their pockets for home improvements, college education or medical bills, there are some potential risks. Here are the five (5) times when you should not consider home | Read More »

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