Forget the battle of the bulge – are you losing the battle of the bills? If so, don’t surrender to your debt. Instead, be smart, gather your bills, and read on because we’re going to tell you about 5 ways you can consolidate debt loans without using your bank. Ready? Let’s get started… #1. Credit | Read More »
Have you ever wondered how long a credit hit lasts on your report? Each negative record posted against you is typically removed over time. Most people however are unsure how long credit dings stay on a report. This post provides a simple chart that explains each factor and how long they stay on your credit | Read More »
From the home buyer’s perspective: Client wants to buy a home, starts with their bank. Client has been a customer of the bank for some time so it seems the obvious place to start. Bank runs credit, finds a problem, mortgage application is declined. One credit check. Surprised and equally frustrated, client approaches a bank | Read More »
A recent article I’ve read addresses how more Canadians are improving on their credit reports with on time payments for loans and credit cards. Equifax’s Vice President, Nadim Ado, states that in as little as 6-12 months you can have your credit repaired. Since 2010 when credit problems and debt hit its peak for Canadians, | Read More »
For years people have been trying to build their credit, borrowing and making payments on time thinking it’s helping their credit report. Then one day they apply for a mortgage only to be told their score is not high enough for the best rate offered. Let me share with you 7 actions that hurt your credit score.
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