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Mortgage Education

Mortgages For Pensioners: The Best Ways To Get Financing Now

Posted on April 28th, 2017 by admin

bigstock-Concept-gold-coins

Have you worked hard your entire life, saving money and building a solid pension for your Golden Years? Now, you might want to see which mortgages are available for pensioners. Owning your home can give senior citizens many benefits, which we will discuss. Also, we will review government programs and private financing. Afterwards, we hope | Read More »

How To Transfer a Mortgage To a Family Member, The Easy Way

Posted on December 27th, 2016 by admin

golden-egg-mortgage-transfer

In the good ol’ days, family land was simply passed on from one generation to another. This was useful for building up family farms, especially. Each generation could learn how to till the same piece of land. Nowadays, even city slickers might want to transfer a mortgage within their families. This insures that both younger | Read More »

Home Equity Assistance: 4 Safe Ways To Use Your Home’s Equity

Posted on September 26th, 2016 by admin

home equity assistance for couple

  Nearly 7 out of 10 Canadians own their homes. By taking out a Home Equity Line of Credit (HELOC), you can improve your cash flow for a variety of situations. However, in terms of your financial well-being, some reasons to use your home’s equity are safer than others. Here are 4 safe ways and 2 not-so-smart reasons | Read More »

Home Purchase Offer: Here’s How To Do It The Right Way!

Posted on September 9th, 2016 by admin

home purchase offer savings can

Are you prepared to make a home purchase offer? This can be an exciting time, but if you’re not a lawyer, realtor or professional negotiator by trade, you might worry about making a serious mistake. Here’s how to do it the right way. Making a Offer to Purchase a Home. The home buying process can | Read More »

Need to Apply For a House Loan Online? Remember These 4 Tips & 3 Steps

Posted on June 22nd, 2016 by admin

Apply For a House Loan Online

Applying for a house loan online can be a very convenient option, allowing you to compare house loan types side-by-side, which improves your decision-making. However, before you arrive at the final step of selecting criteria, you should make sure that all of your “ducks are in a row.” Remember these 4 tips for how to | Read More »

Rent or Buy a Home? Use These 3 Pro Tips To Help You Decide

Posted on May 28th, 2016 by admin

rent or buy a home

  Doesn’t it seem like everyone around you is buying a home these days? For good reason, there are so many advantages to home ownership. How about you? Are you currently renting? Ever wonder if it is better to rent or buy a home for your situation? Use these 3 pro tips to help you decide. | Read More »

Long VS Short Term Mortgage: Which is Better for You?

Posted on April 27th, 2016 by admin

long vs short mortgage questions

Our Canadian mortgage market has created a flexible system for finding home finance. Canadian homeowners can choose between a variety of lengths for their mortgages, which are loosely categorized as short or long term mortgages. Read on to discover which type is better for you.   Mortgage Term VS Amortization Period First of all, it is important to understand | Read More »

Variable Rate Mortgage – Definition & How it Works

Posted on March 24th, 2016 by admin

variable rate mortgage definition

If you prefer flexibility in your mortgage rate, a variable rate mortgage is exactly what you are looking for.  from time to time a variable rate mortgage will save you money and free up cash flow which allows you the ability to put money back into your home, your future. Today we take a closer look | Read More »

Is Lender Paid Mortgage Insurance Necessary?

Posted on February 16th, 2016 by admin

Lender Paid Mortgage Insurance

Mortgage insurance provides protection in case a homeowner runs into difficulties repaying his loan. Lender-paid mortgage insurance (LPMI) can be an effective risk management tool allowing lenders to offer more attractive financial packages to borrowers who lack good credit scores or enough money for a large down payment. The financier helps these higher risk borrowers | Read More »

Experts Claim Best Way to Pay Off Credit Card Debt Is …

Posted on January 26th, 2016 by admin

best ways to pay off credit card debt

Bill collecting courtesy calls early in the morning can be a rude awakening that ruins your day. You might have rushed to the telephone hoping to hear from a family member, but on the other end is your credit card company reminding you of your failure to pay your bill. This negative experience can be | Read More »

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